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Pollution certificate now mandatory to renew motor insurance: IRDAI

Pollution certificate, PUC

The Insurance Regulatory and Development Authority (IRDAI) has issued a new circular to insurance service providers in India, asking them to obtain a valid PUC for the vehicle while renewing the policy.

The regulator body said that if a vehicle’s PUC certificate is expired during the time of the accident, insurance companies will not cover any damages, adding that a pollution license is essential for all claims.

Previously, the Supreme Court ordered Insurance Companies not to insure the vehicle unless they have a valid PUC certificate on the renewal date of the insurance policy. IRDAI has issued a circular to all public insurers to ensure that the direction of the Supreme Court of India is strictly followed with a special focus on compliance in Delhi – NCR.

Pollution certificate puc
Pollution certificate puc

In its circular addressed to all executive directors and members of CMD of public insurers, the regulator noted that “the Central Pollution Control Board (CPCB) has expressed concern about the state of compliance with the previous directive issued by the esteemed Supreme Court of India in the National Capital Region of Delhi (Delhi – NCR) Make sure the instructions of the Supreme Court of India are strictly followed with a special focus on compliance in the National Capital Region of Delhi (Delhi-NCR) “.

A PUC certificate is a document that any police officer in uniform authorized by the state government can request from anyone who is driving a motor vehicle. Pollution checking centers issue certificates if a vehicle is found complying with the prescribed emission norms.

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