Best Car Insurances in India

If you have a car then you must have a car insurance policy. Car insurance mostly covers protection against theft, accidents or natural calamities. Considering the number of accidents and other mishaps that take place almost regularly in India, it is necessary for your safety to have insurance. Getting one can be a little tricky. Between the lucrative premium offers and competitive rates it can become too confusing. So here are some of the best Insurances available in India for to compare. Let’s start:


    1. Reliance Car Insurance

The insurance covers all the damages involving your own vehicle and also the third party. It also offers the advantage of receiving an accident cover for the proprietor of the car. Amongst all other car insurance policies available in India, Reliance has a very good offer from the customer’s point of view. It has about 2100 service stations in India and its 24×7 customer service centers are available to its users for any assistance. It offers one of the best third party coverages and one of the best individual accident coverages up to 10 lakh and 5 lakhs respectively. The claim percentages of 107.49% show they have been outstanding in giving and settling the claims of their clients.

    1. ICICI Lombard Car Insurance

Some of its features include road-side assistance, 24×7 customer support, cashless claims present at 3100+ network garages along with an option to buy the policy online. ICICI Lombard offers one of the top car insurances for its customers across India. It has added more than 3100 garages under its policy coverage which is excellent. If you wish for supplementary coverage you can choose for additional covers that is accessible with this policy. The claim percentage of 87.38% is an encouraging number which gives an obvious idea as to how good they are when involved in claim settlement.

    1. HDFC Ergo Car Insurance

HDFC Ergo Car Insurance is one more great insurance company that completely focuses on the client needs and it offers some of the best retu
s in terms of benefits. The policy is based on the safety of the vehicle or any possible damage or death or injury of the passengers boarding it due to the accident. HDFC has a big system of garages that offers its services to the insured clients. The policy also covers the main portions of the accident and third-party coverage which is desirable in a car insurance. Other than this you can also gain the add-on benefits like the emergency assistance with a higher premium.

    1. Tata AIG General Insurance

Tata AIG has some of the best insurance policies for its customers. They offer benefits to cater to both individual and corporate needs. The vehicle cover protects the individual from a lot of dangers on the road. It covers not just third party liabilities but also damages arising from robbery or mishap. You also get options to increase your coverage by going for add-on benefits that come with the plan. Tata AIG offers up to 7.5 lakhs as its third party insurance cover. The car insurance policy covers all the major areas including repair facility, claim settlement, enhanced protection as add-on covers and more.

In India, it is mandatory to have car insurance. There are several factors to consider before choosing insurance like the coverage for personal injury as well as that of the vehicle, third party liability coverage, collision coverage etc.  So one must be sure to read the fine print while choosing one.

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