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Blog

Home | Car insurance
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18

May

Your Car Insurance Won't Save You in These 7 Situations

Most Indian car owners pay their premium, assume full protection, and never open the policy document. That assumption is costing thousands of drivers lakhs of rupees every year, not because insurers are dishonest, but because of exclusion clauses sitting quietly inside documents no one reads. Here i...

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Aakash Mehra
10129
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22

Apr

Pay How You Drive (PHYD) Insurance in India 2026 Complete Guide

Your driving behaviour is now your most powerful insurance tool.India's motor insurance market is worth ₹1.80 lakh crore  and still prices policies the old way, your vehicle age, location, and engine size decide what you pay, regardless of how safely you drive. Pay-How-You-Drive insuranc...

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Aakash Mehra
10345
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20

Apr

Collision Coverage Insurance in India 2026 Complete Guide

Your car moves on Indian roads. Collision coverage insurance keeps your wallet protected. With over 4.5 lakh road accidents reported every year in India, driving without collision protection is not a calculated risk, it is a financial disaster waiting to happen. One wrong tu, one slippery road, one...

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Aakash Mehra
10299
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24

Sep

Own Damage Insurance Coverage: Complete Guide for Car Owners

Owning a car comes with great convenience, but also financial responsibilities. While accidents, theft, and natural calamities are unpredictable, Own Damage Insurance Coverage ensures your vehicle is protected against repair costs and losses. Introduced as a standalone policy by IRDAI in 2019, OD in...

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Aakash Mehra
12085
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10

Jun

Car Insurance Cancellation vs Non-Renewal: What’s the Real Difference?

Most people think of premiums, claims, and renewals in relation to car insurance; what if your coverage really ends—not just by sunset, but through cancelation (or non-renewal)? While cancellation and non-renewal constitute the same end in coverage, the reasons for (and ramifications of) each ...

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Aakash Mehra
12616
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15

May

Why Dashcams Are Useful for Insurance in India

Dashcams will have changed from optional car accessories to vital tools for Indian responsible vehicle drivers in 2025. Dashcams are altering insurance company and car owner handling of accident-related matters as road accidents, insurance scams, and contested claims rise. These little cameras offer...

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Aakash Mehra
12544
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01

May

Car Modifications Impact Insurance: What Car Owners Should Know

Car customizing is an increasing trend in India, especially for young drivers who upgrade their vehicles to improve performance or reflect their identity. The car customizing industry, from performance improvements like turbo kits to cosmetic enhancements like alloy wheels, is growing in popularity ...

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Aakash Mehra
14006
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28

Apr

Learn About Car Insurance Claims in Various Situations

When a misfortune such as a car accident, theft, or a natural calamity occurs, being aware of the proper procedure for Car Insurance Claims becomes imperative. Each scenario calls for a specific method of making a claim, and knowing these can save you from unwanted stress and financial loss. In this...

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Aakash Mehra
678424
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24

Mar

EV Insurance Demand Surges 16x in 3 Years: A Closer Look at EV Insurance in India

The electric vehicle (EV) market in India is witnessing an unprecedented boom, and with it, the demand for EV insurance in India has skyrocketed. In just three years, EV insurance adoption has surged 16 times, driven primarily by metro cities. This shift highlights the growing recognition of electri...

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Aakash Mehra
13225
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