Choosing the right bike within a monthly salary range of ₹25,000 to ₹50,000 requires a balance of affordability, fuel efficiency, performance, and style. For Indian riders, this budget allows access to bikes for salary 25k to 50k that are practical for daily commuting, weekend rides, and even occasional touring. Prioritising features like low maintenance, mileage, and reliability ensures that your bike serves both transportation and lifestyle needs without causing financial strain.
This guide explores the best bikes under 50,000, their specifications, key features, and even provides a detailed EMI analysis to help you plan your purchase efficiently. Whether you’re looking for commuter comfort, sporty performance, or premium city rides, these bikes cater to your needs.
Top 5 Budget-Friendly Bikes
1. Hero Glamour Xtec
The Hero Glamour Xtec is a sporty 125cc commuter bike that combines sleek styling with advanced connectivity features. It is ideal for riders seeking bikes for salary 25k to 50k that are stylish yet practical.
Key Features:
- Bluetooth-enabled mobile connectivity and navigation
- Digital instrument cluster with speedometer, odometer, and trip meter
- Daytime Running Lights (DRLs)
- Comfortable seating with ergonomic design for city riding
- Manual 5-speed transmission
- Fuel-efficient 124.7 cc engine
Specifications Table:
|
Feature |
Specification |
|
Engine Capacity |
124.7 cc |
|
Mileage |
53 kmpl |
|
Transmission |
5-Speed Manual |
|
Fuel Tank |
10 litres |
|
Seat Height |
798 mm |
|
Kerb Weight |
122 kg |
2. Bajaj Pulsar 125
The Bajaj Pulsar 125 combines sporty performance with daily practicality. It is among the top bikes for salary 25k to 50k that provide strong performance and reliability.
Key Features:
- LED tail lamp for better visibility
- Digital instrument console with speedometer, odometer, and tachometer
- Combi Brake System for enhanced safety
- Mobile application integration for calls and messaging
- Low battery alert for convenience
Specifications Table:
|
Feature |
Specification |
|
Engine Capacity |
124.4 cc |
|
Mileage |
50 kmpl |
|
Transmission |
5-Speed Manual |
|
Fuel Tank |
11.5 litres |
|
Seat Height |
790 mm |
|
Kerb Weight |
140 kg |
3. Honda SP125
The Honda SP125 offers a sharper design and slightly aggressive riding posture. This bike is perfect for riders wanting bikes for salary 25k to 50k with a sporty edge and excellent mileage.
Key Features:
- Digital speedometer and odometer
- Combi Brake System for safety
- Ergonomic seating for city commuting
- Aerodynamic sporty design with sharper body panels
Specifications Table:
|
Feature |
Specification |
|
Engine Type |
4-Stroke, SI Engine |
|
Mileage |
63 kmpl |
|
Displacement |
123.94 cc |
|
Max Power |
10.87 PS @ 7500 rpm |
|
Fuel Tank |
11 litres |
|
Body Type |
Commuter Bike |
4. TVS Star City Plus
The TVS Star City Plus is a stylish 110cc commuter bike that excels in fuel efficiency and handling. It is a top choice among bikes for salary 25k to 50k for city commuting.
Key Features:
- Synchronised Braking System for safety
- Analogue speedometer with digital odometer and trip meter
- Lightweight and easy-to-handle frame
- Comfortable and smooth ride quality
Specifications Table:
|
Feature |
Specification |
|
Engine Type |
4-Stroke, Single Cylinder |
|
Mileage |
83 kmpl |
|
Displacement |
109.7 cc |
|
Max Power |
8.19 PS @ 7350 rpm |
|
Fuel Tank |
10 litres |
|
Body Type |
Commuter Bike |
5. Bajaj CT 110X
The Bajaj CT 110X is an ultra-efficient bike that focuses on practicality and cost-efficiency. This is ideal for riders seeking bikes for salary 25k to 50k who want a low-maintenance option.
Key Features:
- DRLs for daytime visibility
- Analogue instrument cluster with trip meter and fuel gauge
- Lightweight frame for city navigation
- Combi Brake System
Specifications Table:
|
Feature |
Specification |
|
Engine Capacity |
115.45 cc |
|
Mileage |
70 kmpl |
|
Transmission |
Manual |
|
Fuel Tank |
11 litres |
|
Body Type |
Street/Commuter Bike |
|
Kerb Weight |
124 kg |
EMI Calculation Formula
Purchasing a bike with EMI helps manage finances better.
EMI = {P x R x (1+ R)n / (1+R)n - 1
Where:
- P = Principal loan amount (Bike Price – Down Payment)
- r = Monthly interest rate (Annual interest ÷ 12 ÷ 100)
- n = Loan tenure in months
Example:
- Bike Price: ₹1,00,000
- Down Payment (20%): ₹20,000
- Loan Amount: ₹80,000
- Interest Rate: 10% p.a.
- Tenure: 36 months → EMI = ₹2,580
Bike Price, Down Payment & Monthly EMI Table
|
Bike Model |
Price (Approx.) |
20% Down Payment |
Loan Amount |
Estimated EMI (36 months @10% p.a.) |
|
Hero Glamour Xtec |
₹95,000 |
₹19,000 |
₹76,000 |
₹2,450 |
|
Bajaj Pulsar 125 |
₹83,000 |
₹16,600 |
₹66,400 |
₹2,140 |
|
Honda SP125 |
₹90,000 |
₹18,000 |
₹72,000 |
₹2,320 |
|
TVS Star City Plus |
₹70,000 |
₹14,000 |
₹56,000 |
₹1,800 |
|
Bajaj CT 110X |
₹67,000 |
₹13,400 |
₹53,600 |
₹1,720 |
Tips for Choosing the Right Bike (₹25k–50k Salary)
- Fuel Efficiency: Pick bikes above 50 kmpl for lower monthly fuel costs.
- Low Maintenance: Opt for brands like Hero, Bajaj, TVS, and Honda for long-term reliability.
- Comfort & Safety: Prioritise good suspension, seat ergonomics, and braking system.
- Financing: Use EMI options wisely 20% down payment keeps monthly instalments manageable.
Conclusion
For professionals earning between ₹25,000 and ₹50,000, there are plenty of bikes for salary 25k to 50k that combine affordability, performance, and practicality.
Top Picks:
- Hero Glamour Xtec: Best for tech-savvy city commuters.
- Bajaj Pulsar 125: Ideal for sporty performance with efficiency.
- Honda SP125: Perfect for a balance of sportiness and high mileage.
- TVS Star City Plus: Top choice for premium commuting comfort.
- Bajaj CT 110X: Most economical and low-maintenance option.
By focusing on mileage, features, and EMI planning, riders can make a well-informed decision that suits both lifestyle and salary. Always prioritise fuel efficiency, low maintenance, and comfort when selecting a bike in this bracket.
