Although it is important to purchase an insurance policy for your motorcycle, it is also important to renew it promptly. You can do this by keeping a record of the policy expiration date mentioned in the policy document. However, if you forget the validity of your two-wheeler insurance, you can always check it online. Read the article to find out how to check bike insurance details online.
How to check bike insurance details online?
In India, every two-wheeler owner must have a valid bicycle insurance policy, which provides coverage against various unforeseen risks like accidents, theft, etc.
Every bike insurance policy has an expiration date, and to enjoy the benefits you must renew it on time as a bike owner.
So, as a bike owner, whether you have third-party bike insurance or comprehensive bike insurance, you can check the expiration date of the bike insurance mentioned in the policy through three simple methods
- Through the Insurance Information Office
- Through the VAHAN portal
- Through the insurance provider
All you need is a smartphone or laptop and a good internet connection to check the validity of your two-wheeler insurance online. Here are the steps to find out how to check bike insurance policy details on all online platforms:
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How to check bike insurance: Check your vehicle insurance status through the Insurance Information Bureau (IIB)
Details of your bicycle insurance policy can be easily found on the Information Office website. Follow the steps below to check the expiry date of your bike insurance policy via the IIB website:
- Step 1: Visit the official website of the Insurance Information Bureau (IIB).
- Step 2: On the home page, you will find the “Quick Links” section. Click on the “V-Seva” option on this link. This will allow you to view the form.
- Step 3: Fill in all the information required in this form, including your name, email ID/mobile number, address, vehicle registration number, etc.
- Step 4: Enter “Captcha” and click the “Submit” button.
- Step 5: Once you click on the “Submit” button, you will be shown the details of your motor insurance policy.
However, this site contains information relating to vehicle insurance policies submitted after April 1, 2020. Any vehicle insurance policies purchased before this date are not available on this site. You can also view your insurance policy details three times using the same email ID and mobile number on this website.
You can also follow the two steps mentioned below to view insurance details on the Insurance Information Bureau (IIB) website:
- Step 1: Go to the IIB portal
- Step 2: Fill out the inquiry form there and one of their executives will call you on your registered mobile number to assist you.
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How to check bike insurance: Check the insurance status of your vehicle through the VAHAN electronic services portal
The Ministry of Roads and Transport registers all vehicle insurance policies on its VAHAN website. So, you can check the expiry date of your two-wheeler insurance policy on this website by following the steps mentioned below:
Step 1: Go to the official website of VAHAN e-services.
Step 2: Click on the “Know Your Vehicle Details” tab.
Step 3: If you already have an account, enter your mobile phone number. Click on the "Next" tab.
Step 4: Now, enter your account password to log in and click on the “Continue” button.
Step 5: Next, you will receive a 6-digit One Time Password (OTP) on your registered mobile number.
Step 6: Enter the one-time password (OTP) and click the “Verify” button.
Step 7: On the next page, you will be redirected to the vehicle registration status page. You will enter your car number in RC status and click on 'Search Vahan'.
Step 8: Now you can view the expiration date of your car insurance policy as well as other car details.
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How to check bike insurance Check the insurance status of your vehicle through the insurance company
Insurance providers own all records of the insurance policies they issue. Therefore, you can check the expiration date of your comprehensive bike insurance by logging into your insurance company's website. Steps to verify insurance policy details may vary from one insurance company to another. However, most of these sites will allow you to check your bike's expiry date by providing the bike's registration number.
How to check bike insurance expiry date offline?
Sometimes, when you face some technical glitch, you cannot check the expiry date of your bike insurance policy online. In such cases, you also have the option to check your policy details offline. Here are two ways through which you can obtain details of your vehicle insurance policy:
- Contact your insurance provider and get help.
- Visit the concerned RTO for more information.
Final words!
If you do not renew your two-wheeler insurance policy before it expires, it will be terminated and as a result, you may have to buy a new two-wheeler insurance policy after following the entire process again. Therefore, it is recommended to check the expiry date of your policy and renew it on time.
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