Best Cars Under 20 Lakh in India 2022

You will be overwhelmed by the quantity of options available if you are looking for the top Indian Cars under 20 lakhs. Premium SUVs, MUVs, and sedans from some of India's major automakers are available within this price. Cars under 20 lakhs also come with a vast array of high-end driver-assistance systems, luxury features, and a variety of engine and transmission options for driving enthusiasts. The top Indian automobiles under 20 lakhs are also fitted with safety equipment and receive high ratings for passenger safety in crash tests. We've compiled a list of the 15 greatest cars under 20 lakhs in India for 2022 that you should consider purchasing.

1.Kia Seltos

The Seltos is Kia's first model in India, and it was created with the goal of establishing the Korean automaker in the Indian market. It did not disappoint, and it readily fit the list of cars under 20 lakhs in India for many potential purchasers. The automobile has all of the necessary components for the job. Attractively designed, affordably priced, and with a variety of engine and transmission options. Individual engines come with manual and automatic transmission options. The Kia Seltos is BS6 compliant in all models, with the manufacturer keeping up with the current regulations, making it the one of the best cars under 20 lakhs.

2.Mahindra Thar

The Mahindra Thar is an all-terrain vehicle. The off-road behemoth is unrivalled in its ability to navigate difficult terrain. With creature amenities like air conditioning and telescopic steering, the car is surprisingly capable as an everyday transportation. With its boxy aesthetics and well-shaped front and back bumpers, the all-new Thar is a perfect representation of the original Jeep. The Thar comes with a choice of diesel or petrol engines, as well as three roof styles. It features at second place in list of our cars under 20 lakhs.

3.MG Hector

Morris Garages, a Chinese-owned British automaker, has introduced the Hector to the Indian market. At first sight, it appears to have some intriguing elements. It's a well-rounded product with an eye-catching appearance, huge proportions, and cutting-edge technology that should surely be on the radar of prospective mid-size SUV customers. There are three engine options for the car: a gasoline manual, a gasoline automatic, and a diesel manual. The car's industry-first 5-year/1.5 lakh km warranty is a key talking point, making it one of the best cars under 20 lakhs.

4.Hyundai Creta

The Hyundai Creta is without a doubt one of the company's most successful vehicles. The automobile received a complete makeover for 2020, including visual and technical improvements. A strong front grille with revised tail lamps is one of the new Creta's most noticeable features. The inside is still unknown, however it is expected to be similar to the present model. The new car comes with a 115PS 1.5-litre diesel engine and a 140PS 1.4-litre turbo-petrol engine with 6-speed manual, automatic, and 7-speed DCT gearbox options.

If the Hyundai Creta matches your 20 lakh budget automobile budget, acquire Hyundai car insurance today for optimum protection against accidents and unanticipated risks.

5.Mahindra XUV700

The Mahindra XUV700 is a large crossover SUV manufactured by Mahindra & Mahindra, an Indian automaker. The vehicle is set to replace the XUV500 when it debuts in August 2021. The XUV700 was originally intended to be the second-generation XUV500, but Mahindra opted to rename the model due to its desire to extend its SUV lineup. It's the first vehicle to feature the new Mahindra badge, which is reserved for SUVs. It is available with one petrol engine and one diesel engine. Both engines are available with a 6-speed manual or 6-speed automatic transmission, with the lower-spec diesel model having just a manual transmission. There's also an all-wheel-drive version.

6.Tata Nexon

The Nexon is Tata's most popular and adaptable hatchback. Aside from its posh aesthetics, the automobile has a lot to offer. The automobile comes with a wide choice of engine and transmission options. You can pick between petrol-manual, petrol-AMT auto, diesel-manual, and diesel-AMT auto variants of the automobile. The car has the distinction of being the first Indian vehicle to receive a five-star safety rating from Global NCAP. Key improvements for 2022 include all-new BS6-spec engines and an electric vehicle option. It is one of the most affordable cars under 20 lakhs.

Get Tata car insurance to ensure that any damages to your Tata vehicle do not deplete your finances.

7. Mahindra Scorpio

The Scorpio SUV is without a doubt Mahindra's most popular vehicle. Its sturdy construction makes it well-suited to heavy use, and the upright design gives it a professional appearance. The Mahindra Scorpio comes in a variety of models that are priced under Rs. 20 lakhs on the road. There is no automatic transmission available, but you may pick between 2.5-litre and 2.2-litre diesel engines, the latter of which comes in two tunes, and four-wheel drive. Choose Mahindra Scorpio auto insurance and extend your coverage with valuable add-ons!

8.Honda City

The empress of sedans. The City, which was first introduced 22 years ago, is still going strong. The City's India tale began in 1998, and the car has gone through four different incarnations since then. The all-new Honda City, now in its fourth generation, receives additional enhancements as well as the addition of a diesel engine. More high-tensile steel and a stiffer roof section are used in the new City's structure, resulting in a 20 percent boost in overall structural integrity. The City gets a brand new DOHC 1.5-litre engine with a 6-speed manual transmission. A six-speed automatic transmission is also available to buyers. This is obviously value for money option if you are planning to purchase cars under 20 lakhs.

9. Toyota Innova 

The Toyota Innova is a popular MUV (Multi Utility Vehicle) produced by the Japanese automaker Toyota. The car was first released in May 2008, and several modifications have since been made, including the 2016 Crysta. The car is bigger, better looking, and more luxurious than ever before, thanks to visual and mechanical changes. A BS6-compliant 2.4-litre four-cylinder diesel engine and a 2.7-litre petrol engine are also available.

10.Hyundai Verna

The Verna is an iconic automobile from the previous decade. The Verna Fluidic comes to mind. It was distinguished from its competition by its flowing lines and clean design. Hyundai introduced the all-new Verna in 2020, which touted increased quality and driving manners. A variety of new engine options are also available, including a 120hp 1.0-litre turbo GDI engine. For diesel fans, there's a 115hp diesel with manual or automatic transmission options. It is noteworthy option if you are looking for cars under 20 lakhs.

11. Jeep Compass

The Jeep Compass is a versatile SUV that is tailor-made for India. The Compass feels like a true Jeep, tough, capable, and built to last. The regular Compass is offered in four different configurations: manual, automatic, diesel manual, and diesel auto, the latter two of which are also available with all-wheel drive. In early 2021, the entire range received a facelift, which kept the mechanicals the same but improved the interior significantly. In terms of quality, amenities, and equipment, the new model Jeep Compass has raised the bar to that of a true luxury car and can be value for money pick for cars under 20 lakhs.

12.Tata Safari

The Tata Safari, the king of SUVs, has returned in a completely new form. The Safari, a seven-seat relative of the Harrier, has been resurrected by Tata. Unlike earlier Safaris, which used ladder-frame chassis and typical, rear-biased 4x4, the new one is front-wheel-drive exclusively and takes the Harrier's (really Land Rover) D8 platform. It's driven by a 170hp 2.0-litre diesel engine from FCA, which comes with a six-speed manual or torque-converter automatic transmission.

13. Tata Harrier

The Harrier is a high-end SUV produced by Tata Motors in India. The automobile debuted in 2019 and has since received one modification, including a makeover in 2020. More power, additional amenities, and a long-overdue automatic transmission are all included in the new Harrier. The Harrier's Land Rover platform is one of the vehicle's most distinguishing attributes. This makes the Harrier a formidable opponent. The 2.0-litre turbo-diesel engine powers this platform. The engine also powers the Jeep Compass, which is a 170 horsepower powerhouse. It is one of best you can get in the Indian market if you are looking for big cars under 20 lakhs.

14.Hyundai Elantra

The Elantra is now Hyundai's most premium sedan in India. The executive sedan has a sleek design and comes with a petrol engine with manual or automatic gearbox. The car has a very European feel about it, whether it's the well-designed cabin or the comfortable ride quality. The 2.0-litre petrol engine produces 152 horsepower and feels powerful. Hyundai has also upgraded to the latest BS6-spec engine, which provides a smoother power delivery and is also quieter. The automobile is designed for luxurious travel.

 15. Tata Nexon EV 

The Tata Nexon is a small SUV produced by the Indian automaker Tata. The car was first released in 2017 and has subsequently had several updates, including a 2019 BS6 compliant engine. The Nexon has been a hit in the Indian market since its launch, thanks to its contemporary look and SUV road presence. The automobile sports a full-screen infotainment system, projector headlamps, horizontal "Y" shaped LED tail lights, and other modern features. The Nexon was Tata's only vehicle to receive a five-star rating in the Euro NCAP crash test. The Nexon EV is the Nexon variant's electric version.  In India it is definitely one of the best picks for cars under 20 lakhs if you are looking for a reliable electric car.

Also Read: Upcoming Hatchbacks In India – New Maruti Swift To MG Electric Hatch