6 Things to Consider while Choosing a Colour for Your Car

Buying a car is a significant milestone in one's life, especially in India. Numerous factors need consideration before purchasing a vehicle, such as its spaciousness, practicality, style, budget, and the cost of third-party insurance. Among these, selecting a car color that mirrors your personality and style is also crucial.

Things to Consider When Choosing a Car Color

1. Car’s Purpose: Evaluate the car's intended use. For small business owners using the vehicle for corporate purposes, a white or light-colored car is ideal for displaying logos, posters, or advertisements, as they stand out better on lighter shades. Family cars might show more wear and dirt with lighter colors, while bright colors may be too bold. For personal cars, prioritize personal preference and cost.
2. Limited Edition Cars Some car paint colors are limited editions, adding significantly to the vehicle's cost. Every decision, including the car's color, is important when buying a new vehicle. Opting for a limited edition color can make the car more expensive and increase third-party insurance premiums.
3. Favorite Brand If you have a preferred vehicle brand, your color options might be limited, as manufacturers often offer unique shades to distinguish their cars from competitors. Certain colors might be exclusive to specific brands, models, or years, affecting the price of your third-party insurance. The brand and IDV (Insured Declared Value) are key factors influencing premium costs.
4. Consider Resale Value If you plan to sell your car in the future, think about the resale value when choosing the paint color. Popular colors tend to be in higher demand, potentially leading to a better resale price.
5. Consider a Bargain Cars painted in less popular colors might be available at a reduced price. You could save money on the initial purchase by choosing an unconventional color. If you later decide to change the color, automotive paint specialists can help.
6. Stand Out or Blend In There’s no definitive "best car color," but some colors, like bright reds and yellows, are more noticeable. While the myth that "red cars get more fines" is debunked, such colors still attract more attention. The type of car also matters; a red SUV won’t stand out as much as a red convertible but will draw more attention than a red van.

How Much Does Your Car’s Color Affect Your Insurance Premium?

Most insurance providers don't consider the color of your car. They focus more on the vehicle's brand, model, year, and your driving history. Comprehensive and third-party insurance applications usually don't ask about the car's color.

Conclusion

Each car model has colors that suit it best. The car's color is an important factor when buying and owning a new vehicle. Some car owners might even switch brands if their preferred color isn't available. Besides the color, other car features also need careful consideration. Don’t forget to purchase third-party car insurance, as it's mandatory under the Motor Vehicles Act and covers legal liabilities in case of an accident.

Also Read: Top Cheapest Cars in India 2024: Affordable Options for Budget Buyers

FAQs on Choosing a Color for Your Car

1. How important is the color of my car?
The color of your car is a significant factor as it reflects your personality and style. It can also impact the car's visibility, resale value, and sometimes even the cost, especially for limited edition colors.

2. Does the color of my car affect the cost?
Yes, certain colors, especially limited edition or custom colors, can add to the overall cost of the car. Additionally, popular colors might have higher resale value, while less popular colors might be available at a discount.

3. Does the color of my car affect my insurance premium?
Most insurance providers do not consider the car’s color when determining premiums. They are more interested in factors such as the car’s brand, model, year, and your driving history.

4. What colors are best for business cars?
Light colors like white are ideal for business cars as they are suitable for displaying logos, posters, and advertisements, making them more noticeable.

5. How does the car's purpose influence color choice?
The car’s purpose can greatly influence the choice of color. For example, family cars might benefit from darker colors that hide wear and dirt better, while personal cars can reflect individual preferences.

Also Read: Which is the most expensive car in the world