Best Car Insurance Companies that you can consider to secure your car:
Bajaj Allianz Car Insurance
Bajaj Allianz Car Insurance
Bajaj Allianz General Insurance Co. Ltd is one of the Best Car Insurance companies. It offers a comprehensive auto insurance policy and a single liability insurance policy. The plans are affordable, flexible and can be customized based on distance or day.
Bajaj Allianz car insurance provides coverage for third party legal liabilities as well as for any loss or damage to your vehicle due to natural/man-made disasters or theft. It also comes with Personal Accident (PA) coverage of Rs.15,00,000 for the owner driver. You can also choose CNG Kit coverage, NCB discount, accessory coverage, and prepaid passenger/driver coverage.
| Features | Add-On Covers |
| · Online policy issuance and renewal · Zero depreciation cover available · 24x7 spot assistance available · Self-vehicle survey and instant claim settlement with Motor-On-The-Spot · Voluntary excess discount · Anti-theft device installation discount · Approved automobile association membership discounts |
· Depreciation shield · Key & lock replacement · Engine protector · Personal baggage · Conveyance benefit · Consumable expenses |
Bharti AXA Car Insurance
Bharti AXA Car Insurance
Bharti AXA General Insurance Company Limited is one of the Best Car Insurance Companies in India. Provides coverage for damage/loss to your vehicle due to theft, accidents, natural and man-made disasters. Apart from that, it also covers third party liabilities and provides personal accident coverage of Rs.15,00,000 to the owner driver.
Bharti AXA auto insurance offers three types of auto insurance plans:
-Comprehensive car insurance
-Civil liability plan
-Independent damage plan
Bharti AXA Car Insurance is proud to have one of the largest cashless garage networks in India. It also gives you the option to choose legal liability coverage for paid cleaners/drivers and loss or damage of accessories in paying the additional premium amount.
| Features | Add-On Covers |
| · Quick policy purchase online · 24x7 claim assistance · Cashless claim settlement at network garages |
· Depreciation cover · Consumable cover · Roadside assistance · Key replacement cover · Engine & gearbox cover · Personal accident cover for co-passenger · Ambulance charges · Invoice price cover · Hospital cash · Medical expenses |
Edelweiss Car Insurance
Edelweiss Car Insurance
Edelweiss Car Insurance is another private insurance company in India that offers auto insurance solutions. Covers third party liabilities as well as any loss/damage to your vehicle. It also provides personal accident coverage of Rs.15,00,000 for the owner driver. You can buy two types of car insurance plans from Edelweiss:
-Private car insurance
-Private vehicle liability insurance
Edelweiss auto insurance gives you the option to upgrade your coverage by choosing personal accident coverage for passengers and liability coverage for paid drivers.
| Features | Add-On Covers |
| · No Claim bonus (NCB) · Priority service at cashless garages · Faster claim settlements |
· Depreciation protect · Roadside assistance · Engine protect · Consumable expenses protect · Mandatory deduction protect · Invoice value protect · NCB protect · Personal belongings protect · Keys and locks protect |
Future Generali Car Insurance
Future Generali Car Insurance
Future Generali India Insurance Co. Ltd. It comes under one of the Best Car Insurance companies in India. It provides comprehensive coverage for third party liability and vehicle damage as well as personal accident coverage of Rs.15,00,000 for the owner driver. You can also choose to cover additional liability for a paid driver, cleaner or passengers by paying an additional premium.
Future Generali Car Insurance also allows you to choose personal accident coverage for passengers up to Rs 2 lakh.
| Features | Add-On Covers |
| · No Claim bonus (NCB) · Priority service at cashless garages · Faster claim settlements |
· Depreciation protect · Roadside assistance · Engine protect · Consumable expenses protect · Mandatory deduction protect · Invoice value protect · NCB protect · Personal belongings protect · Keys and locks protect |
IFFCO Tokio Car Insurance
Iffco Tokio Car Insurance
IFFCO TOKIO General Insurance Co. Ltd. It is one of the leading auto insurance companies in the country and provides comprehensive protection for the insured vehicle. It will provide coverage against loss/damage of cars after natural disaster, man-made disaster, as well as third party legal obligations. It also provides driver and owner personal accident coverage, which can be extended to cover passengers by paying an additional premium.
IFFCO Tokio car insurance is available in two different types of plans:
-Comprehensive car insurance
-Car insurance for others
You can also choose a CNG/LPG Fuel Pack Cover and an Accessory Damage/Loss Cover by paying an additional premium.
| Features | Add-On Covers |
| · 24x7 roadside assistance · No claim bonus · Cashless claims at network hospitals |
· Zero depreciation cover · Engine protection · No claim bonus protection · Roadside assistance · Retu to invoice |
Also Read: 10 Best Mileage Petrol Car – Most Fuel Efficient Petrol Cars in India
Kotak Mahindra Car Insurance
Kotak Mahindra Car Insurance
Kotak Mahindra General Insurance Company Limited is among the most popular car insurance providers in India. Offer comprehensive protection for your car with its comprehensive private car insurance plan. Provides coverage for loss or damage to your vehicle due to natural or man-made disasters, along with third party legal liabilities, dual fuel systems, and electrical/non-electrical accessories.
| Features | Add-On Covers |
| · Cashless service at network garages · No claim bonus benefit · Recognised AAI membership discount · Voluntary deductible discount |
· Roadside assistance · Consumables cover · Depreciation cover · Engine protect · Tyre cover · Retu to invoice · Daily car allowance · Loss of personal belongings · NCB protect · Key replacement |
Liberty Car Insurance
Liberty Car Insurance
Liberty Car Insurance is one of the Best Car Insurance Companies you can consider when purchasing insurance for your car. Provides accident coverage, third party coverage, theft damage coverage, natural/man-made disasters, and personal accident coverage for the insured vehicle. Two types of car insurance plans can be availed:
-Packaging Policy
-Exclusive liability policy
| Features | Add-On Covers |
| · Transfer of no claim bonus from the existing insurer · Cashless claim services at network garages · Telephonic assistance · Claim settlement within 7 days · Renewal discounts |
· Depreciation cover · Gap value cover · Consumables cover · Roadside assistance cover · Key loss cover · Passenger assistance cover · Engine safe cover |
Oriental Car Insurance
Oriental Car Insurance
Oriental Motor Insurance is a general insurance company that provides comprehensive protection for your private car. Your auto insurance policy is designed to cover accidental damage/loss to the vehicle, third party liabilities, as well as loss/damage caused during theft, natural disasters, fire/explosion/lightning/spontaneous ignition or during transportation. In addition, it also provides personal accident coverage for the owner driver.
In addition to offering various discounts and additional coverages, Oriental Car Insurance also allows you to choose CNG/LPG fuel coverage and cover electrical and electronic items when paying an additional premium.
| Features | Add-On Covers |
| · Anti-theft device discount · Voluntary deductible discount · No Claim Bonus (NCB) · Automobile Association Membership discount · Online policy renewal |
· Nil depreciation cover · Alte ate car benefit · Loss of personal effects · Free emergency service benefit through TVS |
Also Read: Upcoming Cars In India Under Rs.10 Lakh 2021-22
Reliance Car Insurance
Reliance Car Insurance Dependency General Insurance Ltd is a very popular auto insurance company that provides fast insurance solutions for your four wheeler vehicle. It offers a comprehensive policy that protects your vehicle from third party liabilities, as well as loss or damage caused by collisions, natural or man-made disasters, or theft. It also provides personal accident coverage of Rs.15,00,000 for the owner driver.Under the Reliance General Car Insurance two types of plans can be availed:
- Car insurance policy for civil liability
- Comprehensive car insurance policy
| Features | Add-On Covers |
| · No claim bonus · Voluntary deductible discount · Automobile Association of India membership discount · Security device installation discount · Instant renewal sans paperwork |
· Nil depreciation · Consumables cover · NCB retention cover · Engine protector cover · Daily allowance benefit · Key protect cover · EMI protection |
Tata AIG Car Insurance
Tata AIG Car InsuranceTata AIG Car Insurance is one of the most preferred car insurance providers in the country. Tata AIG is committed to giving your vehicle all the care it deserves. Their Auto Secure-Private Car package policy protects the vehicle from any exte
al loss/damage due to theft, natural or man-made disasters. It also covers any liability arising from third parties and provides personal accident coverage of Rs.15,00,000 to the owner driver.
The policy holder can obtain personal accident coverage for toll-paying drivers, car cleaners and passengers, as well as coverage for electrical/electronic accessories by paying an additional premium.
| Features | Add-On Covers |
| · No Claim Bonus (NCB) Protection available · Emergency roadside assistance · Recognised automobile association membership discount · Anti-theft device installation discount · Modified/ specially designed vehicle discount |
· Depreciation reimbursement · Courtesy/ hire car · Daily allowance · Retu to invoice · Repair of glass, plastic, fibre and rubber parts · NCB protection cover · Loss of personal belongings · Key replacement · Emergency transport and hotel expenses · Engine secure · Consumable expenses · Tyre secure · Roadside assistance |
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